If you or someone you love is injured in an accident on the job in Oklahoma, you will want to educate yourself about the types of benefits available to you via the state's workers' compensation program. You will also want to learn about the process for applying and receiving these benefits.
Oklahoma state workers' compensation laws cover virtually all employees who get involved in workplace accidents. Exceptional parties include independent contractors, sole proprietors, partnership members, and a few others defined by OSHA. Most employers provide a workers compensation insurance cover to their employees. They can also meet this obligation by either joining a group self-insurance scheme or insuring themselves as own-risk employers. Whichever the plan your employer opts, he or she must provide full benefits as stipulated by the law.
After an accident at work that leaves you injured, it's understandable to be upset, especially if it was caused by an unsafe working environment or the negligence of your employer. Your first gut reaction might be to sue for damages. However, generally speaking, workers' compensation is designed to protect employers fromlawsuits. It's a trade-off; the employer agrees to keep workers' compensation insurance to take care of any employee injuries, and the employees forego their right to sue. This is true regardless of whose fault it was.